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Simpler steps. Clearer choices.

AffordPath is designed to replace repetitive paperwork with guided screening, relevant income information and documented review against applicable requirements and the provider's assistance policy.

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What respect looks like, made real

A short film on the RESPECT framework behind AffordPath — how a bill can become a fair, affordable path instead of a moment of fear.

Read the video transcript

[Gentle background music accompanies the narration.]

A medical bill arrives. For millions of people who work hard and still fall short, it is a moment of fear. It should be a moment of respect.

Reach. AffordPath meets people where they already are. On their phone, in their community. No paperwork shuffle. One tap. Just a simple reach to your phone.

EXPLAIN. Meet ALICE. A warm, plain language guide. No intimidating forms. No scanning tax records. No mailing back and forth. No faxes. No paperwork. Just communication. Where people feel understood and protected by a neutral advocate.

Streamline. It is not even a traditional form. It is a simple login, answering easy to understand questions right on your phone. AffordPath runs the eligibility on their behalf, removing the paperwork and phone tag that make most people give up.

And when it is time to agree, they e-sign right on their phone.

Present. AffordPath shows the real options side by side. Charity care, financial assistance, and an affordable payment plan they can actually keep. Choice, not confusion.

Engage. The relationship does not end at approval. Reminders, status, and a way back if life changes, so people stay on the path instead of falling off it.

Complete. This is where AffordPath negotiates with your healthcare provider based on the parameters they are willing to accept. We advocate on your behalf, turning eligibility into patients actually served.

Trust. Through it all, AffordPath stays a neutral advocate, protecting the person, protecting their data, and protecting the reputation of the mission-driven partners who serve them.

So it comes back to one simple human question. What can you afford to pay? AffordPath turns that question into a path forward with respect.

Reach. Explain. Streamline. Present. Engage. Complete. Trust. That is what respect looks like, made real. AffordPath. Everyone deserves to afford care.

AffordPath is a Northview innovation company focused on the responsible management of material factors at every stage, purpose at the heart of a responsible ownership commitment, people, planet, partnership, and performance.

Original brand-concept film. Describes an intended experience, not confirmation that every feature is live. Figures and outcome claims in the earlier recording have not been revalidated for this release. See the current page text for the present product overview.

The Patient Flow

Four simple steps

Designed to feel supportive and judgment-free, with less repetition and a clearer next step.

1

Start with the basics

Patients enter just a few basics: name, contact, ZIP, and preferred language. No dense forms, no insurance jargon, and — importantly — no need to know where they got care or how much they owe. AffordPath bridges that gap by matching each patient to bill and provider data from the hospital or health plan. If they arrive from your portal, your brand and colors carry through the entire experience.

2

Answer a few quick questions

A few questions about household size and circumstances let AffordPath apply the correct Federal Poverty Level threshold and the right state and provider rules. Not sure about income? AffordPath can estimate it — no account linking needed.

3

Understand the result and next step

A screening result should explain the information considered, potential assistance and any further review needed. It is not a final bill or an approval. The hospital or program retains the assistance decision.

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Provide supporting information when needed

Some reviews require additional evidence. Planned verification options include consumer-permissioned income sources and tax records. Available methods and required documents depend on the program. Live record retrieval is not available through this marketing website.

Bank-linked verificationPlanned read-only verification of relevant income and balances with consumer permission.
Income informationIdentify the source and distinguish reported or estimated income from verified information.
Secure tax-record verificationPlanned review of specified IRS income records under the consumer's authorization.
Supporting documentsExplain which records are needed and how to provide them through an approved secure process.

Patients grant granular, revocable consent for each data source. AffordPath surfaces only what's needed to determine affordability.

The Affordability Engine

Rules-based, transparent, and defensible

The review is designed to consider the assistance tests that actually apply to the patient and provider. The following examples are policy-dependent, not universal entitlements.

  • Federal Poverty Level tiers — household income is compared to current HHS Poverty Guidelines to place the patient in a charity-care tier.
  • Income-cap protection — a secondary test ensures qualifying patients pay no more than a set share of income for eligible care.
  • Sliding scale — between the free-care and full-discount bands, discounts scale smoothly rather than dropping off a cliff.

The goal is an understandable record of the inputs, applicable rules and review result. Providers retain responsibility for their policies, decisions and reporting.

TestResult
Household size4
Annual income$38,000
Federal Poverty Level126%
State protectionApplied
Charity-care tierFull write-off
Illustrative calculation for demonstration.
Compliance, Built In

Clear inputs. Documented review.

The review must use the applicable income definition, household size, guideline year, state requirements and provider policy. Historical tax income and today's ability to pay are not interchangeable.

IRS 501(r)

Financial assistance policy screening and documentation aligned to federal requirements for nonprofit hospitals.

State protections

Built-in rules for states with their own medical-debt and charity-care laws — including California, New York, Colorado, Maryland, Minnesota, Illinois, and Oregon.

Documented review

Designed to document review inputs and the rules applied, with exceptions identified for further review.

AffordPath supports compliance workflows and does not constitute legal or tax advice. Providers remain responsible for their own policies and filings.

Connectivity & Integration

Built to plug into the systems you already run

AffordPath is designed to connect cleanly to hospital and provider systems, and to reach patients wherever they are — turning a paper, mail, and manual process into structured, shareable data.

Standard system connections

AffordPath connects through modern application programming interfaces (APIs) and the healthcare data-exchange standards providers already use — including HL7 and FHIR — so eligibility, encounter, and billing information can move securely between AffordPath and approved hospital and provider systems.

Turn-key implementation

Most providers go live without building anything from scratch. AffordPath handles configuration, branding, and rule set-up, and connects to approved provider interfaces through a guided, turn-key process — so your team gets a working affordability flow, not an integration project.

Instant patient connection

Patients connect in one step. A simple scan-to-start link — the kind of QR code printed on a statement, posted in a waiting room, or sent by text — opens their personalized AffordPath flow automatically, with no account numbers to type in. The same link works from a phone, a portal, or a printed notice.

Bridging independent care to hospital events

Care doesn't always happen in one place. When an independent clinic, physician group, or specialist bills for care tied to a hospital visit, that patient's affordability picture can depend on data held by the hospital. With the right approvals in place, AffordPath can bridge that gap — linking the independent provider's bill to the related hospital event so the patient is screened once, consistently, instead of falling through the cracks between two systems.

Connections are established only with appropriate provider approvals and patient consent, and follow applicable privacy and security requirements.

See it with your own policy

We'll configure a demo with your assistance policy and brand so you can see exactly what your patients would experience.

Request a demo Open the intake demo